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  4. More Than Good Intentions: How a New Economics Is Helping to Solve Global Poverty

More Than Good Intentions provides a new way to understand what really works to reduce poverty; in so doing, it reveals how to Read Full Excerpt (PDF). More Than Good Intentions: How a New Economics Is Helping to Solve Global Poverty. read online books in PDF, EPUB, Tuebl, and Mobi Format. You have to love an economics and development book that is thought provoking, easy to read and draws you in. Dean Karlan's More Than Good Intentions.

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More Than Good Intentions: Improving the Ways the World's Poor Borrow, Save, Farm, Learn, and Stay Healthy [Dean Karlan, Jacob Appel] on Review of "More than good intentions: How a new economics is helping to solve global poverty" By Dean Karlan & Jacob Appel, Penguin. Jacob Appel, More than Good Intentions, coming in the wake of dressed to millions of well-meaning individual donors and small foundations.

Jump to navigation. When it comes to global poverty, people are passionate and polarized. At one extreme: We just need to invest more resources. At the other: Search form Search. More Than Good Intentions. Dean Karlan and Jacob Appel present an entirely new approach that blazes an optimistic and realistic trail between these two extremes. In this pioneering book Karlan and Appel combine behavioral economics with worldwide field research that take readers with them into villages across Africa, India, South America, and the Philippines, where economic theory collides with real life. They show how small changes in banking, insurance, health care, and other development initiatives that take into account human irrationality can drastically improve the well-being of poor people everywhere.

Check date values in: New York: Dutton Press, pp. Marginal Revolution. Retrieved from " https: Hidden categories: Webarchive template wayback links CS1 errors: Namespaces Article Talk. Views Read Edit View history.

Languages Add links. The book motivates these stories by asking questions such as: What can we do to help the poor, and how can we know if that is actually helping them?

A question, that although simple, has not been answered with enough rigorous analysis. If you are an academic and familiar with the topics in this book, you will find the book very refreshing and a more entertaining way of reading abstracts of research papers.

And you might be inspired to find a solution or a potential change to the model on your upcoming paper.

more than good intentions edited

Maybe If you are a potential donor who is not sure where to put your money, then this book will be extremely useful. It will offer you a new or reinforce the perspective on how to think about programs that other NGO's have implemented, helping you make a better decision. In addition it will recommend programs where your money will be used most effectively. If you are a or would like to be an aid-person , then this book combined with Poor Economics, will be a major step on your knowledge of the cutting edge research done by top people in the field.

I will also add Economic Gangsters, to reinforce topics of corruptions and violence. Each of the above programs demonstrated similar attendance gains, but with obvious differences in cost.

Such differences were brought to light by careful evaluation, and demonstrate its importance.

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Though critics often say that large-scale tests like RCTs are too costly and time-consuming, they are extremely effective in measuring impact. Like any other good thing, RCTs can be overused, but selectively used RCTs can be a powerful tool for any organization wishing to know if their program a certain variable is really making a difference.

To Borrow Much of this chapter discusses microcredit, a very popular subject in poverty alleviation. Begun in by Muhammed Yunus, various forms of microcredit continue today in many third-world countries. Traditionally, small loans are made to groups of people to invest in some sort of new enterprise. This means that if a group member backs out or disappears, the others are responsible for that members portion as well.

More Than Good Intentions - Wikipedia

Micro-loan interest rates are very high by U. Karlan points to several studies and what they demonstrate about the effect of microcredit. As expected, it is not a fix-all and many times the money is not used as intended or to generate new business.

Among the key points demonstrated by RCTs and other studies are the following: Borrowers can have a cap to how much they should borrow. After that cap, the extra money is not used and they either spend it or save it.

More Than Good Intentions: How a New Economics Is Helping to Solve Global Poverty

This usually happens under pressure from lenders to expand. The money is likely to be spent on travel-related costs and on aid for families.

Otherwise, a client may be fired or unable to perform because of a lack of transport, or because they would otherwise leave their job to help their families far away.

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